Making a difficult decision easier

In 2009, over 1 million Americans filed Chapter 13, or personal bankruptcy. For many it may have been the only option to prevent foreclosure of their home, stop harassment from debt collectors and keep from sliding further into debt. It’s a difficult and emotional decision to make but for many people, filing bankruptcy is a smart decision especially with the right counsel on your side.

As one of only two law firms in Cincinnati with a panel trustee on staff, Wood & Lamping is particularly outstanding at helping individuals find creative solutions to each individual debt situation. Attorney Hank Menninger in particular, provides a unique viewpoint to bankruptcy matters (for individuals and businesses) because he understands both creditor and debtor perspectives and can offer neutral yet fair third-party advice.

Our team of bankruptcy attorneys are energetic and creative problem solvers who have considerable success at creating win-win resolutions while keeping you out of bankruptcy court and in your home. We will aggressively and tirelessly work to protect your rights and your property while guiding you to a better financial future.

Specifically, Wood & Lamping personal bankruptcy services help you:

• Determine your eligibility to file bankruptcy
• Determine which type of bankruptcy (Chapter 7 or Chapter 13) is right for you
• Identify which items are dischargeable
• Compile required documentation (certificate of credit counseling, debt repayment plan, tax returns, proof of income and more)
• File the necessary paperwork (voluntary petition, schedule of assets, schedule of liabilities and more)
• Participate in meetings with you and the courts, creditors, trustees (if any), etc.
• Advocate in court on your behalf (if necessary)